Platform specialised in technical, urban development and legal management of asset portfolios throughout the country for major financial entities and servicers over the last 10 years.


Granularity and capillarity

Due to the large number of assets we manage and their distribution throughout the country, OUA has in-depth knowledge of urban development standards and development strategies among different public administrations.

Asset evolution

OUA has made a name for itself over these last 10 years as a permanent platform for property asset control and management working with financial entities and servicers.

Continual adaptation to customer needs has been essential to currently be able to offer a high level of control, agility and efficiency in this section, thanks to detailed knowledge of the assets’ features, specific cases and conditions.

This business activity has generated in-depth knowledge on the REO and NPL portfolios both for SAREB and for financial entities and servicers.

Integral Servicer

The OUA Assets area specialises in technical-urban development-legal advice, support and consultancy for financial entities, their property companies and servicers to manage their asset portfolios.
Their field of action encompasses analysis, management and transformation of the property assets in their portfolio, making use of occasional, complementary direct support from other departments inside the company, such as urban planning, architecture, engineering or legal.
OUA consequently has a proven track record in outsourcing basic services that guarantee thorough analysis, maintenance and development of certain asset portfolios.
In addition, based on this in-depth knowledge on assets and their specific cases, we are proactive to match the customer’s needs regarding detecting opportunities, proposals to boost assets and other services for consolidating urban development rights.

0 1



Maintenance of rights and responsibilities, conditions and information on the assets.

1. Prior analysis of the asset. Report and action plan.
2. Conservation of urban development rights in the light of possible alterations.
3. Reactive management of incidents and/or notifications.
4. Conservation of required health and safety conditions.
5. Document and administration checks.
6. Monitoring relevant official publications.

0 2



Control, management and analysis of active projects among third parties.

1. Assessment and monitoring of actions, regardless of whether they originate from the Administration or private entities.
2. Proactivity in development strategies.
3. Active management of incidents and/or notifications.
4. Study of possible improvements for consolidating urban development rights.
5. Guidance for Compensation Committees or Property Owner Associations.

0 3



Management by optimisation, consolidation and urban development.

1. Assessment, prior management and coordination of new urban development plans or amendments to existing plans to fit new needs.
2. Coordination of urban development projects, complementary studies or other civil engineering needs.
3. Coordination of reallotment projects, urban development agreements and other instruments belonging to urban planning law.

Technical Services


Our customers manage a large quantity of information related to property assets every day. This includes building purchase details, registry data, valuation information, data on the urban development situation, information on location, etc.

Location information is fundamental to know about the asset’s geographic situation, its physical boundaries and its most immediate territorial context.

However, this information is often only available in paper format, in pdf, or we have the coordinates for a random point on the property, preventing us from using a geographic information system.

Digitalisation is a process that marks out an asset’s perimeter on a digital support, working from a paper or pdf format.

This process is the step prior to entering it in a geo-referenced database and analysing the risks and opportunities for each asset using a geographic information system.


Geo-referencing is the use of geographic coordinates to assign a spatial location to the property assets. It is fundamental to be able to locate assets precisely when working with Geographic Information Systems (GIS).

A GIS can store property assets in a geo-referenced database, display them on a map and relate them to their immediate surroundings. It is advantageous for banks to use a GIS with its assets in many ways, such as:

• The counter-position with other layers of relevant information (cadastre, urban development planning, etc.)
• Efficient asset management, monitoring its status and consulting and updating its features.
• Obtaining a valuation for the assets and comparative analysis with the market value of the properties in the area.
• Analysis of the impact of urban development affections.
• Decision-making and performance improvement for commercial operations.


Financial entities and servicers work with a large volume of assets subject to urban development modifications that might be performed by competent administrations.

This explains the necessity to incorporate tools that make it easy to consult Official Gazettes and Dailies that can affect their interests.

Current technology can develop smart systems for automatic indexing, searches and notifications for relevant information contained in Official Gazettes and Dailies, as well as other open sources. By using advanced technology, we can guarantee good monitoring of urban development modifications that are likely to affect assets held by financial entities and servicers.

The main advantages of implementing automatic indexing, search and notification systems for official publications in asset management are:

• Consistent administration, guaranteeing all information corresponding to different official gazettes.
• Streamlined consultation of publications that are issued every day in official gazettes and dailies. Including historical consultations on contents from the same sources.
• Refreshed and historical consultation of the affectations for any new asset included in the portfolio.
• Automatic surveillance of incidents likely to affect the asset portfolio and specific (configurable) reports for each system user. The system redirects the information to the assigned analyst.
• Real time alarm system.